Simple Car Finance...
Your New Car Loan is as Easy As 123…
Do you fear that you’ll never be able to get a car loan? Are you disheartened by complicated lending criteria and constant rejection? 123 Car Finance can help. Whether you have a perfect credit rating or a poor one, have worked in one job for 10 years or have tried 10 new careers in one year, it can sometimes seem that getting a car loan is just as difficult as getting a mortgage. With 123 Car Finance, the opposite is true. In fact, our name says it all and securing car finance with us is as easy as 1, 2, 3.
We know that you don’t want to spend hours filling in paperwork and waiting days or even weeks for a response. We understand that if you’re self-employed, certain tasks such as getting a car loan or a credit card are usually made twice as difficult as they need be. If you’re fed up with answering hundreds of questions about your finances and really just want an affordable, convenient way to finance a new car, 123 Car Finance is the answer.
Whether you have a bad credit score, have no credit score at all or have just started a new business, our team of finance experts can help you find the right car loan for your circumstances and your pocket. We work with an extensive network of finance providers and car dealers to give you a huge selection of loans and thousands of vehicles to choose from. From Minis to Mercedes, people carriers to Porsches, our easy 1-2-3 process could see you driving away in your new car in just 24 hours. Ready to get started? Our application form takes just a few minutes to complete.
How do we guarantee the best rates?
123 Car Finance is completely independent. We are not tied to any one lender, which means you’re guaranteed a quick and easy finance solution no matter what your credit rating. We can scour the market for the best available deals and use our clout to secure the best possible rates on any size or term of car loan. What’s more, you’ll receive a decision in minutes and have the car delivered to your door in a matter of days. Why wait? Get started now by clicking on the Apply Now link.
Can I really get a car loan with a bad credit rating?
Yes! 123 Car Finance knows that these days, very few people have a perfect credit rating. But, that doesn’t mean that you need to give up on the idea of a new car. Whether your poor credit rating is down to something as simple as a few missed payments or has been affected by CCJs, arrears or defaults, we can help with a selection of car loans for bad credit ratings. These loans have been developed specifically for those who may have trouble securing finance using other routes. Sometimes called ‘no credit car loans’ they effectively guarantee the funds you need for a new car. Our decision is always based on your current circumstances, so there’s no need to worry those previous refusals will harm your chances of picking up the keys to your chosen vehicle this time round.
What if I’ve seen a car I want on another website?
We offer a huge range of cars to choose from on this website, with everything from two-seater sports cars to 4x4s, so we’re confident you’ll find something that gets your motor running through 123 Car Finance. But, if you have come across a car elsewhere that you’ve fallen in love with, we can still make your dreams of driving off into the sunset come true. We can provide you with a cost – effective car loan for a car that you’ve already found in exactly the same way as if you’d picked one of our own vehicles. Simply fill in the application form and let us do the rest.
